.problem{

background:#F8FBFF;

}

.section-title{

text-align:center;

max-width:850px;

margin:auto;

margin-bottom:70px;

}

.section-title span{

color:#2563EB;

font-size:14px;

font-weight:700;

letter-spacing:2px;

}

.section-title h2{

font-size:48px;

margin:18px 0;

color:#081B4B;

line-height:1.2;

}

.section-title p{

font-size:18px;

line-height:1.8;

color:#5F6B7A;

}

.problem-grid{

display:grid;

grid-template-columns:repeat(4,1fr);

gap:28px;

}

.problem-card{

background:#fff;

padding:35px;

border-radius:22px;

box-shadow:0 15px 40px rgba(0,0,0,.06);

transition:.35s;

}

.problem-card:hover{

transform:translateY(-10px);

}

.icon{

font-size:42px;

margin-bottom:20px;

}

.problem-card h3{

font-size:22px;

margin-bottom:15px;

color:#081B4B;

}

.problem-card p{

line-height:1.8;

color:#5F6B7A;

}

.problem-footer{

margin-top:60px;

text-align:center;

font-size:24px;

font-weight:700;

color:#081B4B;

}